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Insights

Straight answers to the questions we get asked most — written by a registered tax agent, with real numbers rather than generalities.

2026 budget changes

The negative gearing and capital gains changes, explained simply

Two big changes were announced in the May 2026 Budget, and a third one affecting SMSFs is already law. Here is what each one actually does, without the jargon.

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Property without gearing

Is property investment worth it without negative gearing?

There is an awkward question buried in the reaction to the Budget: self-managed super funds and family trusts have operated without negative gearing for decades, and investors queued up to use them anyway.

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Tax for doctors

Tax deductions for doctors — and the strategies worth more than the deductions

Most guides for medical professionals stop at the deduction list. The list is worth a few thousand dollars. The strategies below the list are worth considerably more.

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Business structures

Which business structure is right for my business?

Sole trader, partnership, company or trust. Each has genuine advantages and genuine drawbacks. Here is how they actually compare, and what should drive the decision.

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What a tax return costs

What does a tax return actually cost in Sydney?

Most accounting firms won’t tell you. Here are our published fees, what sits behind them, and what genuinely makes one return cost more than another.

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Years behind on tax

How many years behind on tax returns can you get?

There is no cut-off, no point at which it becomes unfixable, and no year the ATO writes off. Here is what actually happens — and what it is like to fix.

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Is an SMSF worth it

Is an SMSF worth it? The balance where it starts to add up

Written by an accountant with postgraduate SMSF qualifications who talks roughly half the people who ask about it out of setting one up.

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Tradie deductions

What tradies can claim on tax

Written from returns we actually prepare, including the claims that get knocked back. If you are on the tools, this is where the money usually is.

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